SIP-based investing continues to be the most efficient and disciplined route for wealth creation in India. In 2025, several mutual funds are showcasing impressive 5‑year CAGRs, some even exceeding 40%. Below is a curated lineup of high-performing funds across market segments—small-cap, mid-cap, flexi-cap, large & mid-cap, sectoral, and hybrid balanced funds. Quant Small Cap Fund (Small‑Cap Titan) Quant Small Cap Fund leads the pack with a staggering 46% 5‑year CAGR, outperforming its benchmark Nifty Smallcap 250 TRI (Source: angelone.in). Over the past 5 years, many investors saw their monthly ₹10,000 SIP grow from approximately ₹12.3 lakh, bolstered by a 41.7% CAGR…
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A strong CIBIL score is essential when applying for home or personal loans. Lenders heavily rely on it to assess your creditworthiness and decide interest rates. In 2025, maintaining a score of 700+ opens doors to competitive loan offers, while anything above 750 earns premium terms. Here’s your guide to building and maintaining a robust credit score. 1. Understand Your CIBIL Score & Why It Matters Your CIBIL score is a three-digit number (300–900) that reflects your repayment history, outstanding debts, credit mix, and past inquiries. It directly impacts your ability to secure loans and premium interest rates. Regular monitoring…
With savings account interest rates dropping at major banks after the RBI repo cuts, many investors are seeking better returns. Thankfully, several small finance and digital banks now offer high-yield savings accounts delivering 6–8% p.a., a great alternative to low-return bank deposits. Here are the best options to maximize growth while maintaining liquidity. 1. AU Small Finance Bank – Up to 7.25% p.a. AU Small Finance Bank continues to lead with a top rate of 7.25% annually. Ideal for high-balance accounts, it features a ₹5,000 minimum balance and monthly interest payouts. It supports full digital onboarding and offers reliable customer service.…
In 2025, credit card offers are more rewarding than ever. Banks are offering generous cashback and rewards to attract customers, helping you save on everyday spends. If you’re looking for a high-value credit card, here are the top options across categories like online shopping, dining, utility bills, fuel, travel, and premium perks. 1. Axis Bank ACE Credit Card A top pick for billers and ride-hailing users, Axis Bank ACE offers 5% cashback on Google Pay bill payments, 4% on food and ride apps like Swiggy, Zomato, and Ola, and a flat 2% on all other transactions. The ₹499 annual fee…